Services
Our Services
We believe in long term relationship, the entire FORTUNE family is waiting to serve you in the best possible manner.
Please visit our web page for updates on Township and ongoing/upcoming project developments.
PHONE
We happily announce that we have started After Sales Services at our Township. Customers having any issue, can bring them to our notice either through our After Sales Service team or through our e-mail I’d and the same will be addressed at the earliest.
Customer Care
Email : customercare@fortunebutterflycity.com
Mobile Number : 86881 58055
We are also providing Resale services for our existing Customers who are interested to sell (or) purchase units in our projects.
Contact Us
Email : fbcsales@fortunebutterflycity.com
Mobile Number : 9100483333 / 7702022929
Click here for Resale Requisition Form
Bank loans are available based on your financial situation and CIBIL score. The loan amount, interest rate, and repayment terms depend on your income, credit history, and creditworthiness. A good CIBIL score increases your chances of approval and better loan terms.
Bank Loan Information
Taking a Bank Loan – Tax Plan
Interest paid on housing loan can be claimed as deduction under u/s. 24(b) fully. Such deduction is per person and not for one property.
Repayment of the principal amount of housing loan is also eligible for the deduction u/s. 80c subject to a maximum sum of Rs. 1,50,000/- per year.
Points to be considered while taking Bank Loan
A) Selection of Bank: It is generally safe to take a loan from scheduled banks or leading financial institutions. Fortune is suggesting to get Housing Loan from DHFL / State Bank of India / LIC Housing Finance Ltd.
B) Rate of Interest: The rate of interest on housing loans depends on the tenure of the loan, fixed/floating rate, profile of the borrower.
Rate of Interests in some of the scheduled banks are as follows
LICHFL
| Parameters | Upto 20 lakhs | Above 20 lakhs |
| Interest Rates | 10.25 | 10.75 |
| Process Fees | 0.5 % of loan amount | 0.5 |
| Margin | 15% | 20% |
SBI
| Parameters | Upto 30 lakhs | Above 30 lakhs |
| Interest Rates | 10.00 | 10.15 |
| Process Fees | 0.5 % of loan amount | – |
| Margin | 10% | 20% |
DHFL
| Parameters | Upto 15 lakhs | Above 15-30 lakhs |
| Interest Rates | 10.75 | 11.00 |
| Process Fees | 1.00 % of loan amount | 1.00 % of loan amount |
| Margin | 20% | 20% |
C) Tenure of the Loan: Housing Loans are available ranging from 5 years to 20 years. We suggest considering repayment capacity per month, earning potential over the next few years while selecting the Tenure.
D) Other aspects: Considering the financial profile and Repayment Capacity of the applicant banks provide housing Loan up to 80% cost of the property.
Documents required for getting Bank Loan
| Particulars | Loan Customer Salaried | Loan Customer Business Person | Loan Customer (NRI) | Guarantor (Mandatory) |
|---|---|---|---|---|
| 1. Address Proof | Yes | Yes | Yes (Visa) | Yes |
| 2. Identity Proof | Yes (Pan Card) | Yes (Pan Card) | Yes (Visa) | Yes (Pan Card) |
| 3. Employment Order | Yes | No | Yes | Yes |
| 4. Salary Pay Slips | 6 Months | No | 6 Months | 6 Months |
| 5. Bank Statement | 1 Year | 1 Year | 1 Year | 6 Months |
| 6. IT Returns | 3 Years | 3 Years | 3 Years | 1 Year |
| 7. Photos | 6 Nos | 6 Nos | 6 Nos | 2 Nos |
| 8. List of Assets & Liabilities | Yes | Yes | Yes | Yes |
| 9. SPA | No | No | Yes | No |
Note : Guarantor Documents are Mandatory